Medicare Eligibility Age Chart

Medicare is available to individuals aged 65 or older who have paid Medicare taxes for at least 10 years, people of any age receiving disability benefits for 24 months, and those with end-stage renal disease or amyotrophic lateral sclerosis (ALS). Applicants must reside in the U.S. lawfully and meet tax requirements.

Missing the initial enrollment period (IEP) can result in delayed coverage and penalties. You can enroll during the General Enrollment Period (January–March), with coverage starting in July and potential late penalties. A Special Enrollment Period may apply if you have employer health coverage.