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Iowa Gambling Tasks

Evaluate your decision-making and risk-assessment abilities with the Iowa Gambling Task (IGT). Download a free PDF here and start your journey.

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By Bernard Ramirez on Aug 2, 2025.

Fact Checked by Ericka Pingol.

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What are Iowa Gambling Tasks?

The Iowa Gambling Task (IGT) is a well-established psychological assessment designed to evaluate decision-making abilities, particularly under conditions of uncertainty and risk (van den Bos et. al., 2013). Originally developed by a group of neuroscientists, Bechara and colleagues (1994) at the University of Iowa, the IGT has since become a critical tool in cognitive and behavioral research.

The task simulates real-life affective decision-making by presenting participants with four decks of cards (labeled A, B, C, and D) on a computer screen. Each selection from a deck results in either a monetary gain or a loss. Decks A and B (often called "bad decks") offer high immediate reward but larger long-term frequent penalties, whereas decks C and D ("good decks") yield smaller yet more consistent gains that result in advantageous choices and a net profit over time.

Participants are not informed of the underlying task factors, reward, and penalty structure. Instead, they must rely on somatic marker signals, experience, intuition, and auditory feedback to discern which decks are most advantageous. This design effectively models the complexities of everyday decisions where individuals must navigate ambiguous outcomes and weigh potential risks against possible rewards.

The IGT is particularly valuable for studying how individuals adjust their decision-making performance over time and whether they develop an advantageous strategy. It has been applied extensively in clinical assessment populations, including individuals with human prefrontal cortex injuries, ventromedial prefrontal cortex lesions, substance addiction, chronic pain, Huntington’s disease, and psychiatric conditions such as schizophrenia. The task’s insights inform both diagnosis and the development of targeted interventions aimed at improving decision-making and reducing maladaptive behavior.

Iowa Gambling Tasks Template

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How does it work?

The Iowa Gambling Task (IGT) is a fascinating tool for exploring the intricate workings of decision-making power. Let's break down how this assessment unfolds:

Step 1: Access or download the template

To complement the process of IGT, we have created a report form template where you can take notes, record, or write down essential information and notes about the procedure. You can click "Use template" to open and edit the file within the Carepatron platform, or "Download" to immediately get a PDF copy of the file.

Step 2: Presentation of decks

Participants are presented with four decks of cards labeled A, B, C, and D on a computer screen. They are instructed to select cards in an effort to maximize their total amount of virtual earnings, mirroring real-life scenarios that require balancing risk and reward.

Step 3: Learning through trial and error

Without prior knowledge of each deck’s payoff structure, participants begin selecting cards and observing outcomes. Through this iterative process, they formulate hypotheses regarding the profitability of other decks—a dynamic that parallels real-life learning through experience and the somatic marker hypothesis.

Step 4: Adapting strategies

As participants receive ongoing feedback from their selections, they are encouraged to refine their strategies. Optimal performance involves making advantageous decisions by shifting preferences toward decks that yield consistent gains, while avoiding decks associated with larger long-term losses and frequent penalties.

Step 5: Analyzing performance

Practitioners systematically analyze a participant’s deck preferences, net scores, learning trajectory, feedback processing, and risk-taking tendencies across the total number of 100 trials. These data provide a comprehensive profile of an individual’s behavioral performance and cognitive flexibility.

Step 6: Drawing insights and recommendations

Following the assessment, researchers interpret the results to identify strengths and potential areas of poor decision-making. The findings may inform personalized recommendations for enhancing decision-making capabilities and reducing risky behaviors in practical settings.

The Iowa Gambling Task (IGT) offers a captivating journey into the complexities of human decision-making, shedding light on how we weigh risks, seek rewards, and adapt our strategies over time.

When would you use this form?

The Iowa Gambling Tasks template can be used in various contexts and scenarios:

Clinical assessments

Clinicians utilize the IGT to assess decision-making deficits in individuals with neurological or psychiatric conditions. The task provides objective data that supports clinical assessment, diagnosis, and treatment planning for conditions such as traumatic brain injury, substance addiction, chronic pain, and mood disorders.

Research studies

The original IGT is widely employed in research exploring the cognitive and neural underpinnings of decision-making and risk-taking. Its standardized format facilitates consistent data collection across healthy participants, clinical groups, and patients, contributing to the scientific understanding of executive function, brain regions, and the role of the ventromedial prefrontal cortex.

Rehabilitation programs

Rehabilitation professionals incorporate the IGT to evaluate and monitor decision-making performance in patients recovering from brain injury, cocaine use, or substance addiction. The task aids in tailoring cognitive rehabilitation strategies and tracking patient progress over the course of treatment.

Educational settings

Educators and trainers use the IGT to teach principles of decision-making, risk assessment, and behavioral consequences. The task serves as a practical, experiential learning tool for students studying psychology, neuroscience, or behavioral economics.

Career counseling

Career counselors leverage the IGT to help individuals assess their risk tolerance and decision-making style. These insights inform career planning and support the development of professional competencies aligned with an individual’s cognitive profile.

Legal proceedings

In forensic contexts, the IGT provides an objective measure of decision-making capacity that can inform competency evaluations and other legal determinations.

Personal development

The IGT is also used in personal development settings to foster self-awareness regarding decision-making tendencies. Individuals can leverage the insights gained to make more informed, adaptive choices in various life domains.

Benefits of conducting Iowa Gambling Tasks

The Iowa Gambling Task (IGT) is a renowned psychological assessment to evaluate decision-making abilities in uncertain and risky situations. Here are five key benefits of utilizing the IGT:

Insight into decision-making skills

The IGT offers in-depth insights into an individual’s decision-making processes, revealing their ability to balance risk and reward, learn from feedback, and adapt strategies over time in a way that reflects real-life decisions.

Objective measurement

The IGT provides a standardized and quantifiable approach to evaluating decision-making. Performance metrics such as deck selection patterns, net scores, and learning curves enable researchers and clinicians to assess and compare decision-making abilities across participants and groups objectively.

Predictive value

Performance on the IGT has demonstrated predictive value across various real-life outcomes, including academic achievement, financial management, occupational success, and even patterns of criminal behavior. Understanding an individual’s decision-making profile can inform targeted interventions to promote positive outcomes.

Diagnostic tool

In clinical practice, the IGT serves as a diagnostic tool for identifying decision-making deficits associated with a range of neurological and psychiatric conditions. It supports treatment planning and progress monitoring by providing actionable data on executive function and risk assessment.

Educational and therapeutic applications

The IGT is a valuable resource in both educational and therapeutic settings. It is used to teach core concepts related to decision-making and risk, and it can be integrated into cognitive rehabilitation programs to enhance adaptive decision-making and promote healthier behavior patterns.

The Iowa Gambling Task (IGT) is a versatile assessment tool with far-reaching benefits, from providing insights into decision-making processes to informing interventions in clinical, educational, and therapeutic settings.

Research and evidence 

The Iowa Gambling Task (IGT) is grounded in a robust body of research initiated by its original developers at the University of Iowa. The task emerged from investigations into cognitive impairments observed in patients with ventromedial prefrontal cortex lesions. Early studies demonstrated that such patients exhibited insensitivity to future consequences and pronounced decision-making deficits in adaptive decision-making—findings that underscored the vmPFC’s role in processing risk and reward (van den Bos & Güroğlu, 2009).

A recent review has validated the IGT across a wide range of populations, including healthy participants, clinical groups, and non-human primates (Proctor et. al., 2014). The task has proven effective in identifying decision-making impairments in individuals with traumatic brain injury, substance addiction, schizophrenia, ADHD, cocaine use, and other psychiatric and neurological conditions.

Neuroimaging studies employing functional magnetic resonance imaging (fMRI) and computational modeling have further elucidated the brain regions and neural mechanisms that underlie performance on the IGT. These findings reinforce the task’s utility as a tool for probing executive function and inform ongoing refinements to the assessment.

The IGT continues to serve as a cornerstone in both experimental and applied research on decision-making (Lin et. al., 2022). Its versatility and empirical support ensure its ongoing relevance in clinical assessment, cognitive rehabilitation, and the broader field of psychological science.

References

Bechara, A., Damasio, A. R., Damasio, H., & Anderson, S. W. (1994). Insensitivity to future consequences following damage to human prefrontal cortex. Cognition, 50(1–3), 7–15. https://doi.org/10.1016/0010-0277(94)90018-3

Lin, C.-H., Huang, J.-T., & Chiu, Y.-C. (2022). Editorial: Iowa Gambling Task, somatic marker hypothesis, and neuroeconomics: Rationality and emotion in decision under uncertainty. Frontiers in Psychology, 13, Article 848603. https://doi.org/10.3389/fpsyg.2022.848603

Proctor, D., Williamson, R. A., Latzman, R. D., de Waal, F. B. M., & Brosnan, S. F. (2014). Gambling primates: Reactions to a modified Iowa Gambling Task in humans, chimpanzees and capuchin monkeys. Animal Cognition. https://doi.org/10.1007/s10071-014-0730-7

van den Bos, R., Homberg, J., & de Visser, L. (2013). A critical review of sex differences in decision-making tasks: Focus on the Iowa Gambling Task. Behavioural Brain Research, 238, 95–108. https://doi.org/10.1016/j.bbr.2012.10.002

van den Bos, W., & Güroğlu, B. (2009). The role of the ventral medial prefrontal cortex in social decision making. Journal of Neuroscience, 29(24), 7631–7632. https://doi.org/10.1523/JNEUROSCI.1821-09.2009

Commonly asked questions

Participants are presented with four decks of cards and instructed to select cards from each deck. The decks offer different probabilities of winning and losing money, and participants must learn through trial and error which decks are more advantageous over time.

The Iowa Gambling Task measures various aspects of decision-making, including risk assessment, reward processing, and feedback utilization impaired performance. It provides insights into an individual's ability to weigh risks and rewards and adapt strategies in uncertain environments.

The Iowa Gambling Task benefits researchers studying decision-making processes, clinicians assessing cognitive functioning in patients with neurological or psychiatric conditions, educators teaching about risk assessment and decision-making, and individuals seeking to have gambling disorder improve their decision-making skills.

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